Specialty Auto
Oak River Insurance Company is a Berkshire Hathaway Homestate Company that provides specialty auto programs. Through Oak River, members have access to a competitive market for difficult classes of auto business, including: day care vans, sand and gravel operations, limousines, towing operations and social service accounts. Click here for submission cover sheet.
Specialty Property
Berkshire Hathaway Homestate Companies- BHHC is rated A++ by A.M Best, and is a regional specialty insurance carrier that bridges the gap between standard commercial lines companies and surplus lines markets by providing insurance coverage for moderate to high hazard risks. BHHC offers tailored coverages, better service, and competitive premiums for policyholders.
AScK is pleased to announce its exclusive endorsement of Capital Premium Financing, Inc. AScK evaluated the top providers of premium financing and chose Capital as a recognized leader in service and a trusted partner in the premium finance loan industry.
What is Premium Finance?
Premium finance is a way for a policy holder to finance their annual premium over time and eliminates the need for an insured's lump-sum payment to the insurance company.
Capital is different from other premium financing companies in that it provides additional revenue streams to its clients through patent-pending, profit-sharing programs.
How do I get started?
Call AScK at 800.229.7048. You can submit finance requests online, via email and fax, or have one of our friendly staff personally assist you over the phone. With Capital you can earn additional revenue and be a trusted partner in every sense of the word. YOu will support KAIA as you increase our bottom line.
Capital was founded in 1988 by david F. Gabrielsen who serves as its CEO and continues to manage day-to-day operations in conjunction with a highly qualified team of professional financial managers comprising combined commercial banking, investment portfolio management, and fiancial institution regulatory experience of over 150 years.
Cities
The KMU Safety Group Insurance Program is available for all cities under 17,500 in population. The program requires that all participants have a common anniversary date of April 1st, however, initial participation can begin on any date.
Since this is a “Safety Group Insurance Program,” the potential for a dividend exists. The premium and losses for all cities written in the program are combined for the purpose of calculating dividends. If the loss experience for the group generates a dividend, each member participates, even though the losses of an individual member may be higher than other members of the group.
Counties
The Kansas County Safety Dividend Group Insurance Program is available to all counties in Kansas subject to company underwriting. It was developed by EMC and KAIA and is competitive with the County Associations two pools: KCAMP and KWORCC. Unlike the KMU program, there is no common anniversary date. This program has the potential for a dividend for all coverages – including Workers’ Compensation – with the exception of the Umbrella and Linebacker coverages. The program for counties offers all the same coverages as the KMU program: Public Officials E&O, Law Enforcement Professional, and an Umbrella that provides coverage where the Kansas Tort Claims Act does not.
Townships
EMC offers a competitive program for townships. Any township in Kansas is eligible, subject to company underwriting. This program is not a safety group program; therefore it does not offer the potential of dividends. However, it offers the same comprehensive coverage that is available to cities and counties at a competitive price.
Fire Departments
With EMC’s expertise in public entity insurance, it was only natural that they develop a fire department program to compliment their already successful public entity programs. If you have an account you would like to submit, complete an ACORD application and submit to ASCK.
Kansas Schools and Community Colleges
This is a safety dividend program specifically designed for Kansas Schools and Community Colleges. The program provides specially designed, broad insurance coverage for schools and community colleges. Some highlights of the program are: Athlete Liability, Nurses Medical Malpractice, Corporal Punishment Liability, School Official E&O, an Umbrella that “wraps around” the Kansas Tort Claims Act and Workers’ Compensation coverage. Learn More.
Workers’ Compensation
The monoline Workers’ Compensation written with The Hartford allows member agents to place their client’s workers’ compensation coverage with a nationally respected company, with a product that is competitive. This empowers the agent to market to assigned risk pool account holders. There is a broad category of eligible classes. Xactpay
Personal Lines (Auto and Homeowners)
The Hartford offers the best of both worlds - competitive pricing and a range of customizable plans. Enhanced coverage options and new driving record categories are just a few of the recent changes. Umbrella coverage offers peace-of-mind protection, offering up to $5 million in liability protection above and beyond the Auto and Homeowners policies. If you're not already signed-up to access these programs, click the link below for the necessary paperwork to be completed and sent to ASCK.
"SPECTRUM" (BOP and Auto)
Since it was first introduced in 1980, SPECTRUM has been the industry’s leading BOP for small businesses. No other policy available today makes it so easy to cover such a broad spectrum of your clients’ needs. The Hartford’s SPECTRUM 2000 has expanded since the introduction of the SPECTRUM product and makes it easier than ever to attract accounts. SPECTRUM 2000 offers broader eligibility, new enhancements and more flexibility. Programs offered include -- retail; wholesale; service; office; contractors; and manufacturers.
Marine
Providing Property, Inland Marine or Ocean Marine insurance on a monoline basis.
Real Estate
Hartford Financial Products now offers Realtor's Errors & Omissions (E&O) coverage for smaller real estate businesses. Coverage is available in most states up to a limit of $5 million. Here are just a few of the policy's features:
Availability of prior acts coverage
Defense coverage for disciplinary proceedings
Lockbox/keyless entry claims up to a limit of $50,000
Discrimination defense coverage - $100,000 limit with additional limits available
The Kansas Association of Insurance Agents would like to announce that through Agency Services Corporation of Kansas (ASCK) members can access The Medical Protective Company for its medical malpractice and dental professional liability programs. The Medical Protective Company has an A.M. Best rating of A++, with a history of successfully specializing in this extremely difficult line of insurance.
NOTE: Medical Protective is moving away from using paper applications. In Kansas, the company prefers that the applicant complete the online application, but does not require it at this time. In Missouri, the only option available is online applications – paper applications are no longer accepted. By completing the “Start & Send Form” and sending it to ASCK, the applicant will then have access to the website and can then complete an online application. The online application allows for a much faster response on both quotes and declinations. Applicants MUST have an e-mail address to complete an online application.
MetLife Auto & Home maintains an excellent rating from premier insurance evaluation agencies and A.M. Best. Following the acquisition of the St. Paul Companies' personal lines operations in 1999, MetLife Auto & Home became one of the top 20 personal lines property and casualty providers in the United States, and currently is licensed to sell and service insurance to customers in all 50 states.
The Agent Resource Site is your easy-to-use online business submission center. Upon becoming familiar with the ARS, you and your staff will process quotes and new business quickly, establishing new agency efficiencies.
Mexico Auto Insurance
KAIA member agents may now sell Mexico Tourist Automobile Insurance online. This includes autos, trucks, SUV's, RV's to $400K, motorhomes, boats, watercraft and trailers. Policies can be issued in only minutes of forms completion.
Production Links
You will be required to enter your KAIA Member Account Number in the AGT-DST field on the Application Form page, so that your production can be tracked separately from other agencies. You can find your KAIA Member Account Number at the top of your KAIA dues statement, or by calling ASCK at (800) 229-7048.
W-9 Form Requirement for all Producing Agents
So that each agent may be paid commission directly by International Insurance Group (IIG), IIG must have a completed W-9 on file. Download, complete, and fax this W-9 form to International Insurance Group's corporate office at (928) 213-8476, attention: Rachel Ezell.
Chiropractors Professional Liability
OUM's extensive malpractice insurance policies offer broad protection that covers the range of professional chiropractic services provided within Kansas' defined scope of practice.
Since 1983, OUM's Chiropractor Program has provided malpractice protection - and peace of mind - to chiropractors nationwide. They offer one of the best malpractice protections on the market today, with a combination of value, service and stability. Their commitment to chiropractors is the same today as it was when they began business nearly 20 years ago: to diligently protect and defend their policyholders against malpractice claims. OUM's longevity in chiropractic malpractice insurance demonstrates their long-term commitment to your client's profession.
Philadelphia Insurance Companies are found in 47 offices across the country. They design, market and underwrite property and casualty insurance products for niche markets, with value-added coverages and services. The Cyber Security Liability program provides both First and Third Party coverage for numerous classes of business. Through eight (8) Insuring Agreements, a wide range of cyber liability exposures are addressed. Read more here.
How to Get Started with PHLY
The first step is to complete our Producer Profile / Application so that we can learn more about your agency. This will enable us to provide information about our premier Products & Services that will best complement your business.
The Producer Profile / Application is available in the following two formats: Online or PDF Online Application
Personal Umbrella- Slam Dunk with the RLI PUP Special!
RLI has announced a broadening of risk appetite that will enable you to write more stand-alone personal umbrella business with the A+ rated admitted market.
In-Home Business
The In-Home Business Policy (IBP) provides certain coverages for your clients who operate small businesses out of their homes. The traditional marketplace typically does not offer a product to fit this need. A commercial lines policy could be inappropriate and is often too costly for small business ventures. Many standard homeowners policies exclude any liability arising from a business in the home.
Accessing RLI has never been easier. You can submit a hard copy application to ASCK, or you can use RLI's online submission process. You may login to the RLI portal here. Whatever way you choose to access the RLI Personal Umbrella product, remember that ALL of your customers will benefit from the extra liability protection that an umbrella provides!
Send completed, signed & dated, application, along with a check for the full premium amount (all checks made payable to ASCK), directly to: Agency Services Corporation of Kansas (ASCK), 815 SW Topeka Blvd., Topeka, Kansas 66612.
RPS in Partnership with AScK have teamed up to present a vacant package program for commercial or residential properties.
RPS provides cutting edge technology allowing us to quote bind and issue policies in a matter of minutes. A very efficient way of writing small premium business. RPS has been up and running for some 8 years now and is live and actively used in 46 states. We pride ourselves on excellent service and have since set up an office stateside in San Francisco. In addition to the comprehensive coverage, great commission and ease of use we have competitive rates, our 47% hit ratio would reinforce this fact.
RPS is the largest Managing General Agent/Underwriting Manager according to Business Insurance Ranking 2008-2011 and a leading Specialty Insurance Wholesaler. We partner with the highest quality providers in the industry to offer customized solutions that meet our clients' business needs. Our coast-to-coast network of offices utilizes its local knowledge, regional expertise and national relationships to deliver winning proposals to each agent and broker we serve.
Program Highlights:
Competitive Commissions
Quick Turnaround - quote to policy issuance
Commercial & Residential Properties
Basic & Special form and DP1 & DP3, theft covered on DP3 when V&MM selected
Mono-line Property, Package (Property and Liability), Contents, and Multiple Locations including schedules available
Building values up to $3,000,000, Liability Limits up to $1,000,000 per Occurrence
Residential Liability coverage includes Swimming Pool Liability
Financial Institutions
Travelers and ASCK have joined to offer KAIA members a financial institution insurance program. The program’s market includes commercial banks, savings and loan associations, and saving banks with assets of less than $500 million. The program is geared to provide financial institutions a “one-stop” insurance program through their local insurance agent. More than 90% of Kansas‘s financial institutions are eligible for this program.
Realtors E&O
Travelers was one of the first insurers in the United States to provide professional liability insurance to real estate agents and brokers. Today, St. Paul/Travelers employs a team of specialists whose experience in serving the professional liability needs of real estate agents and brokers is second to none. Their specialists understand the issues that real estate agents and brokers face every day and have the flexibility to creatively tailor coverage to fit the needs of your real estate clients — large or small.
Big "I" Markets is the independent agent's gateway to specialized insurance products and services with no access fees, no volume commitments, and competitive commissions.
Big "I" Eagle Agency
Eagle Agency is a genersal agency created exclusively for IIABA members. With Eagle Agency, you recieve easy access to top-rated carriers, low volume commitments, no fees, opportunity to receive direct contracts with the partner carriers, competitive commissions (66% of the commissions we receive), gross commissions vary, depending on the line of coverage and the state, and Eagle agents retain owevership of all the business placed through the Eagle Agency.
IIAA Insurance Programs
Administered by Association Insurance Administrators, Inc., individual employees of KAIA member agencies are eligible for IRAs, individual life and disability income insurance programs. Unlike many group policies, these programs do not have mandatory participation requirements for others in the agency.
Simple IRA and Simple 401(k) Programs
The Simple IRA applies the principles of a more traditional Individual Retirement Account (IRA), while the Simple 401(k) is a scaled-down version of a traditional 401(k) plan. Both Simple programs offer several key benefits.
For more information about these programs or others that may be available, contact ASCK here.
Disclaimer: This communication, including attachments, is for the exclusive use of addressee and may contain proprietary, confidential or privileged information. Please remember requests to bind or change coverage cannot be considered bound until you have received confirmation from an authorized ASCK representative.
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