RLI Personal Umbrella Coverage
A publicly owned insurance holding company, RLI Corporation provides specialty property and casualty insurance and other niche products. RLI Insurance Company, the largest subsidiary of RLI Corporation is admitted in all 50 states and the District of Columbia and is rated A+(superior) by A.M. Best.
The RLI Personal Umbrella Policy (PUP) is available in all states with three underwriting tiers and limits up to $5 million. By completing the application, you know immediately if the insured will be accepted by RLI. The PUP features:
Direct Bill to the insured at renewal
24 hour policy issuance with a completed, signed application
A premium matrix replacing time consuming rate calculation
Available regardless of the carrier providing underlying coverages
A self-underwriting application
No minimum volume requirements
A self-insured retention of $500
Agent commission amount is 10%
Agent commission PUP Special amount is 8% New and 7% Renewals
Effective 1-1-2011 Excess UM/UIM $1 million available.
PUP Special Exposures Surcharges
PUP Special Highlights
RLI Policy Provisions
When & Where to send an Endorsement?
RLI Quick Web-Based Quoter
RLI Training Manual for Subproducers
RLI Personal Umbrella Changes Effective 7-1-10
RLI Policy Provisions Changes Effective 7-1-10
RLI Sample Letter to Insured's Explaining Changes at time of Renewal
RLI Excess Uninsured/Underinsured Motorist Endorsement
Purchase/Rejection of Excess Uninsured Motorists/Underinsured Motorists Coverage
Endorsed by IIABA and MIAA
RLI administrator for Maine: Lynda Holt, MIAA, 432 Western Avenue, Augusta, ME 04330
207-623-1875 Fax: 207-626-0275 email: email@example.com
Want to be able to access policies and complete applications for RLI online?
Log in to the portal for sub-producers!
Don't know your log in? Email firstname.lastname@example.org for more information!
RLI In-Home Business Coverage
The In-Home Business Policy is stand-alone and offers more coverage than the standard homeowners endorsement with a much lower price than a traditional BOP. Like the personal umbrella policy it is offered in all 50 states and is written for a wide variety of retail and service businesses. RLI's IBP offers a complete package to insure home-based entrepreneurs' every need....at an affordable price including:
Up to $50,000 Business Personal Property coverage including theft both on and off premises
Up to $1 Million in Business General Liability protection both on and off premises
A standard $100 deductible
Up to $5,000 per person for medical payments to customers or vendors injured on your premises
Coverage for loss of business income
Optional coverages for Money and Securities
Minimum premiums ranging from $150-$450 depending on the location and type of business
Direct Bill to the insured at renewal
Agent commision amount is 10%
HBP Rating GuideTerrorism Form (MUST accompany all new apps)
In preparation for the possible Terrorism Risk Insurance Act program termination on December 31, 2014; Home Business Insurance will be attaching a Conditional Exclusion of Terrorism Form to insured policies.
The following forms are mandatory policy forms, and will attach to all policies with an effective date of 01-01-2014 and after, and apply as follows:
BP 05 64 (01/07) - Conditional Exclusion of Terrorism (Relating To Disposition Of Federal Terrorism Risk Insurance Act)
UW 20355 (09/13) Policyholder notice that accepts coverage for terrorism
UW 20356 (0913) Policyholder notice that rejects coverage for terrorism
HBP Eligible Class Descriptions
Abuse Molestation Exclusion Endorsement
Agricultural Operations Exclusion
Barbers & Beauticians Professional Liability Endorsement
Communicable Disease Exclusion
Internet and Electronic Communications Exclusion Endorsement
Failure to Suppy Exclusion Endorsement
Food Contamination & Selected Products Exclusion Endorsement
Fungi or Bacteria Exclusion (Liability) Endorsement
Intellectual Property Hazard Exclusion Endorsement
Exclusion of Loss Due to Virus or Bacteria Endorsement
Limitation-Energy Equipment as Business Personal Property Endorsement
Medical Expenses Coverage Exclusion Endorsement
Personal & Advertising Injury Endorsement
Personal Property Off Premises Limits Endorsement
Pet Sitting & Plant Care Services Endorsement
Rental Dwelling Exclusion
Residential Inspection Services Endorsement
Selected Products Liability Exclusion Endorsement
Indentity Fraud Expense Coverage
Businessowners Coverage Forms
BOP 2nd Location Instructions
BOP 2nd Location Supplemental Form
2013 Businessowners Multistate Forms Revision Advisory Notice to Policyholders
MIAA's Workers Compensation Program For Your Clients
The Maine Insurance Agents Association (MIAA) and the Massachusetts Association of Insurance Agents (MAIA) have joined forces to offer Workers' Compensation for our member agents to offer to their insureds. This new program will provide access to The Hartford and an "Alternative" market for your valued clients.
You should know that...
Both carriers are rated "A (Excellent)" by AM Best
Have a wide range of underwriting appetite for Small- Mid Sized Businesses
Offer direct bill and multiple payment options including "Pay-As-You-Go"
Click here for additional information.
The program is designed for easy on-line access to applications, state forms and general information.
Anderson & Murison Umbrella Program
Choose from two Anderson & Murison Umbrella Programs:
Endorsed by IIABA & MIAA, Anderson & Murison (A&M) is the national administrator for National Casualty Insurance's personal umbrella and excess personal umbrella policies. National Casualty Insurance is admitted, A+ rated by A.M. Best Company.
Primary Personal Umbrella Policy | Excess Personal Umbrella Policy
For more information about A&M's Personal Umbrella Program, call 1-800-234-6977 Ext. 260 or email email@example.com.
Life/Health Errors & Omissions Policy
An exclusive member only product. We offer Life/Health E&O product for you to sell your clients. This product is written thur Swiss Re, who enjoys the excellent Best Ratings. To find out more detail on this product please feel free to contact Gayle McPherson, Insurance Administrator.
Printable Swiss Re Application
IIABA Flood Insurance Program
The IIABA National Flood Office and the Selective Insurance Company will help you with all your national Flood Insurance Program needs. From the original quote all the way through closing a claim, we are there to make it easier and with very competitive commission.
For more information, contact Big "I" National Flood Office at 1-800-221-7917 or visit website www.iiaba.net/flood
Big "I" Markets ~ www.bigimarkets.com
Exclusively available to Big "I" members, IIABA's online market access pgram features specialty/niche coverages, program business and hard-to-find marekts. Unlke similar programs, there are no registration fees, no volume commitments and competitive commissions. In many states, additional markets are available through Big "I" Eagle Agency. visit www.iiaba.net/eagle to learn more.