Many people find insurance confusing, with a list of terms rivaling that of the medical profession.  That's one of the main reasons why so many people find using an independent agent helpful.  Your agent is someone you can trust, someone who will explain the differences between various policies and answer questions about unfamiliar terms.  Take advantage of the knowledge and experience offered by your independent insurance agent!

To assist you with some of your questions on insurance terms, we have included links to some on-line insurance glossaries that you may find helpful.  The Independent Insurance Agents & Brokers of New Jersey does not verify nor certify information on any of these unaffiliated sites.  For further information, contact your local independent agent.

• NILS INSource Glossary
• Dept of Insurance Glossary