Short Term Disability Income Protection Benefit (underwritten by U.S. Life Ins. Co)

• Pays up to $500 weekly income benefit
• Choice of plans to select the one best fitting your needs
• Confinement not required
• Available to agencies with as few as one enrolling employee
• Affordable group rates
• Maximum value for insurance dollars - Guarantee Issues: you cannot be turned down

Long Term Disability Income Protection Benefit (underwritten by U.S. Life Ins. Co or Standard Ins. Co)

• $10,000 maximum monthly disability benefits based on covered earnings
• Valuable assisted living benefits available with extra protection for the severely disabled
• 24 hour coverage globally
• Waiver of premiums while receiving disability benefits
• Built-in dismemberment benefit at no additional cost - a motivational return to work incentive
• Available to agencies with as few as one enrolling employee

Personal Group Disability Income Protection Plan (underwritten by Hartford Life Ins. Co)

• Competitive group rates
• No participation requirements
• Members and employees can enroll individually
• Spouces may be included regardless of occupation
• Rehabilitation benefit available

For additional information, or to download a brochure and application, click here or contact Kelsey National Corporation at 800-366-5656. If calling, please be sure to mention you are an IIANJ member.