PRIVACY AND DATA COLLECTION POLICY 

The Independent Insurance Agents & Brokers of New Jersey (“IIABNJ”) respects the privacy of its members and other visitors ("Users") to our Web site.  IIABNJ assures that the information provided online is used responsibly and appropriately.  To protect your online privacy, IIABNJ has implemented the following policy.  The purpose of this policy is to inform Users about information that may be gathered about them when they visit the areas of IIABNJ's Website.

IIABNJ collects limited information about Users who visit the Public Areas of the Website.  This information is automatically collected on an aggregate basis (“Aggregate Information”) to measure traffic on the Website, including the Agent Locator.  Aggregate Information is collected through the use of a “cookie” or small text file placed on the User’s hard drive by the User’s Internet browser.  The cookie allows IIABNJ to track the number of hits or visits to various pages on the Website, including the Agent Locator.  When IIABNJ’s Website is accessed through a hyperlink on another website, the cookie will identify and track the Internet Protocol address (“IP”) that linked the User to the Website.  If the User did not hyperlink to IIABNJ’s Website from the most recently visited IP, then IIABNJ will only identify the User’s Internet Service Provider (e.g., AOL.com, yahoo.com, etc.).  The cookie is used only during a single connection to the Website and Agent Locator, and is not used to track User activity after leaving the Website and Agent Locator.  It is permanently disabled when the User exits the Website, and information about individual Users is not collected, saved or distributed to others by IIABNJ.  Aggregate Information and other information gathered through voluntary User surveys and forms assists IIABNJ to better understand Users’ needs and improve the Website, and to enable IIABNJ to demonstrate to vendors and others information about the volume and nature of its Website traffic.

From IIABNJ Members - Programs Registrations and Other Customers

To confirm membership or provide access to members only resources of IIABNJ such as the members only section of the Web site or in order to register participants for programs or events, members and other users may be asked to provide some limited information.  This data is submitted voluntarily.  IIABNJ may ask members/participants/users to provide their name, organization name, business phone, business address, and e-mail (and in the case of IIABNJ education programs, social security numbers and/or date of birth).  Similar information may be submitted to IIABNJ through membership applications, conference or seminar registration, publication orders, subscriptions, and contest registrations, etc.

How Does IIABNJ Use Data Collected?

IIABNJ uses information voluntarily submitted by members and other customers in the following ways:

IIABNJ Member Services and Products.
Generally, IIABNJ will use data collected to improve our own Web content; to respond to members' and visitors' interests, needs and preferences; to communicate with our members; and to develop new products and services.

Disclosures to Third Parties.
Except as may be required by law, IIABNJ maintains the general policy to not disclose member contact information to third parties.  In rare circumstances, contact information limited to name, business address, business phone and/or email, may be provided to third parties in order to promote a product or service in demand from our membership.  In these very limited situations, IIABNJ must first obtain approval and third parties are required to sign agreements specifying how the information may be used and strictly prohibiting any future use or the sharing of this information with another party. 

IIABNJ does provide IIABA (Independent Insurance Agents of America) with business and personal information on IIABNJ members as part of the membership relationship between our state and national associations.  IIABNJ also gives access to limited member data through our Web Site via the “Find an Agent” function.  This data is in the form of Name, Address, Phone, Contact, and email for the express purposes of providing the general public a way to access an independent insurance agent who is a member of IIABNJ and IIABA.

Credit Card Account Information.
IIABNJ does not disclose credit card account information provided by its members and customers. When members and customers choose to pay using their credit cards, IIABNJ submits the information needed to obtain payment to the appropriate clearinghouse.

The Website and Agent Locator contain hyperlinks to Internet sites of IIABNJ members and other businesses and resources, and each Internet site may have its own privacy and data collection policies and practices.  IIABNJ is not responsible for the privacy and data collection policies and practices of any of its members or other businesses and resources, or for the content of their Internet sites.  Users interested in the privacy and data collection policies and practices of IIABNJ member or other businesses and resources should review their policies.  IIABNJ makes no representations of any kind about the Internet sites of its members or other businesses and resources, and IIABNJ disclaims all warranties and responsibilities of any kind, including, without limitation, warranties and responsibilities with respect to IIABNJ members’ and other businesses’ and resources’ Internet sites, content, privacy and data collection policies and practices, and actions.

IIABNJ reserves the right to change this Policy at any time by posting changes to this page.  Please send comments or questions regarding this Policy to: 

            Independent Insurance Agents of New Jersey
            2211 Whitehorse-Mercerville Road
            PO Box 3230
            Trenton, NJ  08619
             IIABNJ@IIABNJ.org