Fast, Easy, Profitable Term Life Insurance - Online, Paperless, Competitively Priced Leading
Carriers. To learn more watch this brief introductory presentation. Start using tioTERM today!

tioTERM from Brokers’ Service Marketing Group is the only COMPLETE, end-to-end term life SOLUTION available
that makes selling term life insurance fast, easy and profitable.

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For assistance with log-in, please contact Teri Chester at 1-800-288-4428.

tioTERM – What is it?
tioTERM is a unique and effective online platform for producers who want to provide their clients with the best term life products quickly and easily. tioTERM is a completely integrated, easy-to-use, web-based, term life selection, quotation, ordering, processing and placement system.

That's Right, with tioTERM you can provide your clients with much needed term life insurance protection in as little as 10 minutes per case; tioTERM does the rest!

• Offering competitive premiums from industry leading carriers, with more than 30 term life products, including Return of Premium (ROP)
• Includes an online insurance needs calculator
• With answers to just a few health questions tioTERM automatically determines the most appropriate underwriting classification for accurate quotes every time
• Paperless electronic signature option
• Auto save feature and optional split commissions
• All underwriting classes, including table rated
• Complete online access to in-process case status
• Make sales in person or by phone
• Improved client retention
• Higher placement rates
• Offers world class support from an experienced and professional team of case managers and internal sales desk