Welcome to the public area of the Big "I" Virtual University. Here you'll find some free content such as the special resource areas below, as well as the articles from the latest edition of our FREE bi-weekly email newsletter, The VUpoint. To learn more about the VUpoint newsletter or subscribe to it, click here.
Your Link to Insurance Research 100's of insurance, business and technology articles, many full sample ISO forms, white papers and information on issues affecting today's insurance marketplace. • Research Library Details
Right now as part of the insurance research, the Virtual University is presenting a special Certificates of Insurance Section and made it available to members and non-members.
• Certificates of Insurance Resource Section
Ask Questions, Find Answers, Anytime Sometimes you need answers to questions that can't be found in the research library. To help with these "just in time" issues, we have assembled a faculty of leading experts from around the country.
• Ask An Expert Details
Online Education on Demand The VU offers a wide variety of online classes to enhance and expand insurance technical and business skills.
• Online Course Details
• Upcoming Webinar Topics
New September 2009 ACORD 24 and 25 Forms They say that 13 is unlucky, so perhaps that explains why ACORD swiftly went through the working group process following the 13th edition of the ACORD 25 certificate of insurance in January 2009. This group has produced a new September 2009 14th edition that incorporates possibly the most significant changes since the ACORD 25 was introduced in November 1977.
The Big "I" Virtual University has published an article detailing the above changes and outlining all 39 changes to the forms:
Workers Compensation Experience Rating Webinar Recording Now Available Learn More
“CGL Contractual Liability Coverage...Does It Override Exclusions?” The exclusions in the CGL policy still apply to insured contracts. For example, you as a tenant may assume a landlord’s tort liability to premises visitors but if they’re harmed by the escape of a pollutant from your premises, the pollution exclusion would supersede the insured contract provision. Otherwise, everyone would be transferring risk by contract knowing that there would be NO exclusions in the indemnitor’s CGL policy.
Your insured had a tire blowout. The tire came apart and the tread came up into the fender housing, damaging it, the hood, and part of the firewall. The adjuster denied the claim on the basis that blowouts aren't covered. Do you agree? If so, why? If not, what is the basis for coverage and is it a comprehensive or collision claim?
Members and VU subscribers have access to the most comprehensive informational hyperlinks page in the industry, the results of our periodic surveys and polls, and more.
Not A Member?Subscribe to the VU! If you are an insurance company employee, affiliate or an associate member, you may purchase an annual subscription to the VU.
Right now as part of the insurance research, the Virtual University is presenting a special Certificates of Insurance Section and made it available to members and non-members.
