Insurance Coverage For Your Clients

Personal Lines

Stand-Alone Personal Umbrella
RLI has a policy which provides up to $5 million of coverage over the minimum required underlying limits and the insured is not required to carry an underlying policy with RLI. RLI enjoys a A.M. Best rating of A+ (superior). Agents/Brokers receive 15% commission for new business. Administration is handled by IIABW's subsidiary Insurance Producers Services Corp. (IPSC). Please make checks payable to IPSC and NOT RLI. You can download the following resources:

For more information, contact Ashley Kuaea  at IIABW (425-649-0102 ext 225). 

Excess Coverage
If the risk doesn't fit with RLI, you can also access the Anderson & Murison (A & M) administrated Primary and Excess policies through National Casualty, a subsidiary of Nationwide, (A.M. Best rating-A). Coverage is available for up to $10 million and $20 million with special underwriting approval for special risks. You can download a features list and sign-up form or a list with the policy differences between the RLI PUP and A & M PEP. For more information, call Ashley Kuaea at IIABW (425-649-0102 ext 225).

Personal Lines Markets
The Eagle Agency is a Managing General Agency created exclusively for Big I members. It gives you easy access to The Travelers, Metlife, The Hartford and Progressive. 10% commission on all new and renewal policies and the opportunity for profit sharing. Agents retain ownership of all the business. For more information about the Eagle Agency, go to IIABA's Web site , send an email or call IIABA 800-221-7917.

Go to www.bigimarkets.com  for access to the following personal line markets:

• Affluent Homeowners (Fireman's Fund, Chubb & ACE)
• Affluent Stand Alone: Auto, Homeowner, Valuable Articles
• Personal Builders Risk
• Recreational Vehicle
• Homeowner: Seasonal, Coastal, Unprotected, Unsupported Secondary
• Non-Standard: Homeowner, Condo, Rental, Vacant Dwelling    

Homeowners Difference In Condition
Earthquake and incidental flood coverage for residential properties is offered by Trustco through Lloyd's of London. Owner occupied one and two family homes may be covered with limits up to $1 million. Coverage is specifically  not intended to substitute for the Federal flood program. The following information is available: agent/broker brochure, consumer brochure and applications (King Co. 5% ded., King Co. 1% ded, Other Cos. 5%, Other Cos. 1%) . For more information, call Ashley Kuaea at IIABW (425-649-0102 ext 225).

Flood Insurance Program
Federal flood (write your own) program. 15% - 20.5% commission. For more information, go to IIABA's Web Site.

Commercial Lines

In-Home Business Policy
Designed specifically for people operating businesses from their home, this RLI policy provides comprehensive coverage on business personal property and up to $1 million in business liability protection at affordable rates and 12% commission. You can download the following resources: application;  rating guide and list of eligible businesses; terrorism disclosure form; quick quote tool.

For more information, go to IIABA's Web Site or contact Ashley Kuaea at IIABW (425-649-0102 ext 225). 

Big “I” Markets                                                                    
Big “I” Markets gives you access to the numerous commercial markets as well:   

• Bonds: Bid, Surety, Performance, Contractor and Other
• Claims Adjusters
• Commercial Auto
• Commercial Builders’ Risk
• Commercial Property Umbrella
• Commercial Package (150 subclasses)
• Commercial Umbrella Policy
• Community Banks Business Insurance Program
• EPL
• Environmental Impairment
• Event Liability
• Executive Liability (Wrap+)
• Financial Advisors’ E&O
• Flood Insurance
• Flood Insurance - Excess
• Habitational Markets: Apartments, Condo and Homeowner Associations
• Miscellaneous Professional Liability
• Non-Profit D&O Liability
• Outdoor Markets: Guides, Outfitters, Clubs, Lodges & Plantations
• Proliability Program
• Real Estate E&O
• Recreational Vehicles
• Restaurant Program
• Stand Alone Valuable Articles
• Technology Consultants Professional Liability

To review underwriting criteria, download sales tools and policy specimens as well as submit an online quote request for these products, member agents and brokers must login to the proprietary online system at www.bigimarkets.com. 

Small Commercial Markets
Access small commercial coverage with more than 1200 business classes from highly rated, national carriers including AIG, CNA, The Hartford, SAFECO, The St. Paul and Zurich North America Small Business. Access middle market commercial coverage (Commercial Package Policies) with more than 200 business classes from The Hartford, The St. Paul, and other "A" rated carriers. With AgentSecure, an easy-to-use online service gives you market access and competitive commissions. To learn more, go to www.agentsecure.com.