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Commercial Property - Direct vs Indirect Damage

Instructor: Robin Federici

Target Audience: General Lines Agents and All-Lines Adjusters

Objective: To teach insurance professionals about the intricacies of direct and indirect damage as applied to commercial property insurance.

Description: We often sell direct and indirect damage coverages together, but did you know that these forms have little in common and do not require that one be purchased with the other? This course will include a discussion on some of the differences between a direct damage property form and the indirect options available to commercial lines customers. We will explore some of the unique conditions and provisions in the Insurance Services Office (ISO) Building and Personal Property Coverage form and the ISO Business Income & Extra Expense form.